Finance · Money · Philosophy

I Increased My Salary By 20% WITHOUT a Promotion

Everybody wants more money. No matter who you work for or what job your in, I'd bet that you feel you're underpaid and over-worked. Am I right? Well, that is the same position I found myself in around a year ago in mid-2019. I'd been working at the same telecoms company for 8 years, the… Continue reading I Increased My Salary By 20% WITHOUT a Promotion

Finance · Investing · Money · Savings

Premium Bonds…Are They Worth It?

Premium Bonds are without a doubt the UK's biggest savings product, with around 22 million people investing more than 86 Billion pounds between them, in the hope of winning one of the elusive, big money prizes. However, with the 'prize rate' set at just 1.4%, (which can be matched or even beaten by most regular,… Continue reading Premium Bonds…Are They Worth It?

Finance

What is the Key to Early Retirement?

Have you ever sat and wondered what it REALLY takes to retire early? Contrary to popular belief, the stars do not need to align, your lottery numbers do not actually need to come out, and a long lost relative does not need to leave you their entire estate in their will. There is actually some… Continue reading What is the Key to Early Retirement?

Finance · Investing · Money · Savings

The Magic of The Compound Effect

If I could choose only one concept that I would encourage everyone to research and understand, even at its most basic level, it would be The Compound Effect. Once you understand it's true power, nothing will seem out of reach for you. Recently, I re-read The Compound Effect by Darren Hardy just to refresh my… Continue reading The Magic of The Compound Effect

Finance · Investing · Money · Savings

The Magic Of Mortgage Over-Payments

For as long as I can remember I had wanted to buy my own house, and at the age of 23 years old in 2016, I achieved that goal. We purchased a 3-bed semi-detached house that we currently live in today. It cost £173K at the time, and we put down a deposit of £40K,… Continue reading The Magic Of Mortgage Over-Payments