There is not a day that goes by where I don't see someone promoting a fancy new online course, or an E-book that Guarantee's to save you money. Do you know what they all have in common though?... you have to pay for them! Seems a little counter-intuitive to me. People are trying to SAVE… Continue reading The Simple Way To Save £1000’s
As soon as I got my first job and started to earn my own money, back when I was just 16 years old, I set myself the goal of buying my own house. This is something I'd always dreamed of achieving, and now that I had my own money coming in, the possibility of it… Continue reading We Bought Our First House!
For the majority of us, mortgage's are a burden we all must bear if we want to eventually own the home that we live in. For the average person, a mortgage lasts for 25 years, although this average is increasing all the time, and in the past 10 years, people choosing to take a mortgage… Continue reading The Magic of Mortgage Refinancing
It's that time again, to round up the month's Income/Expenses and see how we did. As I alluded to on last months report, this is a post which will feature every month on the blog. The idea is it to keep track of EVERYTHING going in and out of our account, as I believe this… Continue reading Monthly Income/Expense Report – June 2020
Today is Premium Bond Prize day. If you missed my last post on Premium Bonds, I recommend you check that out HERE, before reading this one. I awoke this morning with the usual excitement and nervousness I get on Premium Bond Prize Day. Could today be the day I become a Millionaire? What would I… Continue reading Premium Bonds – June 2020 Update
Let's be honest, when your young, you think you know everything. You have your whole life ahead of you, with the world at your feet, what could possibly go wrong? Well, for the majority, it all goes downhill incredibly quickly. Before they know it, they find themselves thousands in debt, with no savings in… Continue reading 7 BIG Money Mistakes to AVOID!
When it comes to talking about money, especially personal finances, I find most people are very secretive and try not to reveal too much about their own situation. However, I think if someone is going to try and take control of their finances, it is vital to be open and honest about what is coming… Continue reading Monthly Income/Expense Report – May 2020
Premium Bonds are without a doubt the UK's biggest savings product, with around 22 million people investing more than 86 Billion pounds between them, in the hope of winning one of the elusive, big money prizes. However, with the 'prize rate' set at just 1.4%, (which can be matched or even beaten by most regular,… Continue reading Premium Bonds…Are They Worth It?
Are you getting to the end of every month and finding there's just nothing left to save? If you are then your not alone, because according to the National Statistics more than a 1/3 third of Brits are not able to save money on a monthly basis, and 10% have no savings at all! So… Continue reading 6 Simple Tips To Save On Your Energy Bills
If I could choose only one concept that I would encourage everyone to research and understand, even at its most basic level, it would be The Compound Effect. Once you understand it's true power, nothing will seem out of reach for you. Recently, I re-read The Compound Effect by Darren Hardy just to refresh my… Continue reading The Magic of The Compound Effect