It's that time again, to round up the month's Income/Expenses and see how we did. As I alluded to on last months report, this is a post which will feature every month on the blog. The idea is it to keep track of EVERYTHING going in and out of our account, as I believe this… Continue reading Monthly Income/Expense Report – June 2020
Today is Premium Bond Prize day. If you missed my last post on Premium Bonds, I recommend you check that out HERE, before reading this one. I awoke this morning with the usual excitement and nervousness I get on Premium Bond Prize Day. Could today be the day I become a Millionaire? What would I… Continue reading Premium Bonds – June 2020 Update
Who doesn't love the rush of adrenaline that comes with impulse buying? Your walking round the store browsing, knowing you don't really need anything, but your having a little look anyway. Then all of a sudden... something appears in front of you.... a shiny new item you never knew you needed, but now you… Continue reading Impulse Purchases Are Destroying Your Finances!
Let's be honest, when your young, you think you know everything. You have your whole life ahead of you, with the world at your feet, what could possibly go wrong? Well, for the majority, it all goes downhill incredibly quickly. Before they know it, they find themselves thousands in debt, with no savings in… Continue reading 7 BIG Money Mistakes to AVOID!
When it comes to talking about money, especially personal finances, I find most people are very secretive and try not to reveal too much about their own situation. However, I think if someone is going to try and take control of their finances, it is vital to be open and honest about what is coming… Continue reading Monthly Income/Expense Report – May 2020
Premium Bonds are without a doubt the UK's biggest savings product, with around 22 million people investing more than 86 Billion pounds between them, in the hope of winning one of the elusive, big money prizes. However, with the 'prize rate' set at just 1.4%, (which can be matched or even beaten by most regular,… Continue reading Premium Bonds…Are They Worth It?
Are you getting to the end of every month and finding there's just nothing left to save? If you are then your not alone, because according to the National Statistics more than a 1/3 third of Brits are not able to save money on a monthly basis, and 10% have no savings at all! So… Continue reading 6 Simple Tips To Save On Your Energy Bills
Have you ever sat and wondered what it REALLY takes to retire early? Contrary to popular belief, the stars do not need to align, your lottery numbers do not actually need to come out, and a long lost relative does not need to leave you their entire estate in their will. There is actually some… Continue reading What is the Key to Early Retirement?
If I could choose only one concept that I would encourage everyone to research and understand, even at its most basic level, it would be The Compound Effect. Once you understand it's true power, nothing will seem out of reach for you. Recently, I re-read The Compound Effect by Darren Hardy just to refresh my… Continue reading The Magic of The Compound Effect
For as long as I can remember I had wanted to buy my own house, and at the age of 23 years old in 2016, I achieved that goal. We purchased a 3-bed semi-detached house that we currently live in today. It cost £173K at the time, and we put down a deposit of £40K,… Continue reading The Magic Of Mortgage Over-Payments